Documents required?

• Submit correctly filled claim form with below other document.
• Submit proof that you own all those valuables with signature.
• Other evidence which can justify about the event that occurred and estimate loss.
• In case of Fire claims:
  • Fire brigade report
  • Seismological report for earthquake.
  • Meteorological report in case of flood.
  • Estimate of damage/loss.
  • Rental agreement in case you staying on rent.
• In case of Burglary claims:
  • FIR report having details about the incident.
  • Photograph as a proof for any violent act.
  • Estimate damage with list of insured valuables.
  • Obtain non-traceable certificate from Police authorities.
• In case of jewelry and other valuables:
  • FIR report having details about the incident.
  • Photograph as a proof for any violent act.
  • Estimate damage with list of insured valuables.
  • Obtain non-traceable certificate from Police authorities.
• In case of domestic appliances:
  • Details from repairer for estimate loss.
  • Depreciation clause becomes applicable @10% per year from date of purchase subject to 50%.
  • Details of warranty and guarantee if it’s valid.
• In case of plate glass insurance:
  • Photographs of the damaged glass.
  • Invoice obtaining during purchase.
  • Invoice obtained during repair.
  • If current replacement value is more than the earlier purchased value then “average” value is considered for repayment. There will be no deduction other than Salvage value.
• In case of liability:
  • FIR report.
  • Availability in court whenever needed.
  • INR 25000 is the maximum sum assured to recover from loss.
• In case of death/disability of servants:
  • His name should be included in the policy.
  • Compensation will be as per WC Act.
  • FIR report
  • Postmortem report and enquiry report(in death case)