Life Insurance Claims

How and when to claim for life insurance.

With the loss or mishap with the earning member, you overpower with grief, but the second thought, which comes to your mind, is how to cope up with the financial loss. But your spouse or the earning member of the family was intelligent enough to have their Life Insurance, so that you can claim them in the time of heavy loss.

Well, a nominee or their dependents should claim a Life Insurance in case of natural or accidental death of the insured person. When you purchase a life insurance, the question is not about how much you require, but rather what capitals will your family need at the time of your death in order to meet immediate obligations and sustain the monthly expenditures.

Claim process and settlement requires proper documentation and procedure to follow-up

How to claim for life insurance?

You need to inform the Insurer and submit documents required to initiate the claim process.

Documents required to submit :

  1. Correctly filled claims form with below documents.
  2. Medical attendant’s certificate.
  3. Policy documents.
  4. No objection certificate(NOC) for all case except for murder.
  5. Discharge vouchers provided by Insurance company with bank passbook to be submitted for crediting the amount into applicant’s account.

Other documents required for different case types :

  1. Death Certificate(from RBD)
  2. Legal Lawyers Certificate(from Revenue Dept.)
  1. Death Certificate(from RBD)
  2. FIR & Inquest Report
  3. Post mortem Report
  4. Legal Lawyers Certificate(from Revenue Dept.)
  1. Should complete 1 year of Policy.
  2. Death Certificate(from RBD)
  3. FIR & Inquest Report
  4. Post mortem Report
  5. Legal Lawyers Certificate(from Revenue Dept.)


Life Insurance claim rejections reasons

What to do if claim is rejected with no valid reasons??

Still you have any question OR you need our expertise or guidance for hassle free and maximum claim amount Contact Us


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